Frequently Asked Questions

  • We are a genuinely independent advice firm, no banks, no super funds, no product kickbacks, and no percentage-based fees. We charge flat fees for advice, so our recommendations are always in your best interest, not influenced by hidden incentives. We’re here to serve you, not anyone else.

  • We work best with Australians in their 30s to 50s who are ready to take their finances seriously. This includes busy professionals, business owners, and families who want to make work optional, build wealth with purpose, and create more freedom in their lives. Ideally they are enjoying surplus income of around $400 per week or more, or with support you have the capacity to generate surplus income.

    • Super and investments. Grow your retirement savings and personal wealth with a strategy that matches your goals, risk tolerance, and stage of life.

    • Cash flow and budgeting. Get control over your income and spending so you can save more, invest smarter, and avoid financial stress.

    • Tax planning. Legally minimise tax and make sure more of your hard-earned money works for you, not the ATO.

    • Debt and mortgage strategies. Optimise how you manage home loans, investment loans, or other debt so it supports your long-term goals.

    • Retirement and early retirement planning. Whether you want to stop work at 65 or 55, we’ll help you build a roadmap to get there confidently.

    • Planning for life transitions. Navigate major changes like career shifts, business exits, downsizing, or sea changes with a plan that keeps your finances on track.

  • We charge flat, transparent fees based on the complexity of your situation and the scope of advice. You will always know exactly what you’re paying and what you’re getting in return, no hidden commissions, asset-based fees or product-linked incentives.

  • No. We are completely independent and do not receive commissions from super funds, investment platforms, insurance providers or banks. Our loyalty is 100% to our clients.

  • It starts with a conversation, we take the time to understand what’s important to you, where you’re at now, and where you want to be. From there, we build a tailored strategy that aligns your money with your values and long-term goals. Once the plan is in place, we help you implement it and stay accountable, with regular check-ins and ongoing support as life evolves.

  • Our typical service includes a comprehensive annual planning session, a mid-year check-in, and access to support whenever you need us throughout the year. We’re not about cookie-cutter meetings, we focus on helping you make progress where it matters most.

  • In most cases, we work with clients on an ongoing basis to ensure advice is implemented and evolves with your life. However, we do offer one-off advice for specific needs depending on the situation. Just reach out and we can talk it through.

  • Yes Braeside Wealth holds its own AFSL. That means we are not part of a dealer group or institution. This gives us full control over the advice we give and helps us maintain our commitment to independence.

  • We’re based in Newcastle, but work with clients right across Australia. While we love a local coffee catch-up when possible, but can also meet via video call. That means you can access high-quality, personalised advice, no matter where you live, or how busy your schedule is.